Redeeming its credits does not necessarily mean changing bank domiciliation, it is possible to use the transaction without changing banks, thanks to a banking intermediary.
Bank domiciliation and loan redemption
Credit institutions and banks offering real estate lending or credit repurchase offers almost invariably require a change in the domiciliation of accounts. That is to say that the obtaining of the credit offer is directly related to the change of address of the bank accounts, it is necessary to repatriate the current account to the minimum, some financial organizations even require the repatriation of the other accounts or booklets. The change of domiciliation is not an obligation in the context of a repurchase of credits, especially when one uses a intermediary of bank. BioSolutions work with credit institutions specializing only in the repurchase of credit, they do not ask to change banks.
To redeem credits without changing bank domiciliation
With SoluLoan, it is possible to keep your bank accounts in your current bank and achieve a consolidation of credits. SoluLoan partner institutions do not require bank domiciliation in their offer, whether to buy real estate loans and / or consumer loans. A request must be made in advance with SoluLoan, a financial advisor carries out a feasibility study and ensures that the file is feasible. Once instructed, the file is sent to the financial partners, who decide on the financing of the file. All of these steps have no impact on the customer’s current bank and accounts. The bank will simply note the “cancellation” of old monthly payments replaced by a new reduced maturity. Good to know: it is possible to set the date of deduction of the new reduced monthly payment.
Takeover of loans without leaving your bank
Banks are clearly in favor of these transactions, even if they are carried out with another credit institution. The return to balance in the finances is a positive sign on the financial health of the customer, which shows his determination to repay a reduced monthly payment, better suited to its repayment capacity. SoluLoan consultants are experts in credit consolidation and are at your disposal to answer all your questions. It is enough to join them to the telephone number indicated on the site or to fill a request for study, it is free and without engagement.